Preserving precious moments is a timeless endeavour, especially when it is about to happen once in a lifetime, like weddings.
There are numerous ways to plan a pre-marriage surprise to capture memories, like an exotic international trip, an adventurous road trip, a romantic dinner date, decorating a room, gifting jewellery from a favourite brand and many others.
The idea of a pre-wedding shoot resonates with most couples who want to make sweet memories.
Imagine a couple standing in front of a beautiful view sharing their emotions, dressing up like a modern prince and princess in a castle for their pre-wedding shoot.
Couples can add a personal touch to various elements to capture affection, romance and joy while surprising the life partner-to-be.
Many couples who have decided to tie the knot want to plan a pre-wedding surprise but may be worried about pre-wedding photoshoot costs.
A Personal Loan for marriage can provide you with enough funds to fulfil your dreams of a stunning pre-wedding shoot. In this article, find how one can use a Personal Loan to plan a pre-wedding surprise.
What is an Instant Personal Loan?
An instant Personal Loan is a reliable financing solution available at a low-interest rate. Following a 100% paperless procedure, borrowers can access adequate funds quickly. The age limit should be 21-60 years.
The minimum salary requirement for Delhi and Mumbai residents is Rs 25,000 and for non-metro cities, it is Rs 20,000.
The loan amount can be as high as Rs 25 lakh, depending on the loan applicant’s eligibility. With digital lending, the documentation requirement is minimal for instant Personal Loans.
Instant Personal Loan to Plan a Memorable Pre-Marriage Surprise
Let the lens preserve the beauty of your connection with the assistance of an instant Personal Loan online. Here are a few steps to plan a memorable surprise:
1. Setting a Budget for Pre-marriage Surprise
One must have an idea of their budget before spending. Decide what kind of surprise you want to plan for your partner. Understand your partner’s likes.
Once you understand your partner’s preferences within your budget, look for deals or packages and make reservations in advance. If the surprise cost goes beyond the budget, it is viable to apply for a Personal Loan.
2. Assessing Financial Situation to Check Affordability of Loan
Calculating the total cost of the surprise inclusive of all expenses – travel, accommodation, dining, etc., is necessary to determine the Personal Loan amount.
The loan amount, up to 25 lakh, is sanctioned based on the applicant’s income, financial stability and other parameters mentioned in the lender’s eligibility criteria.
One should apply for a Personal Loan amount as per their financial stability. It should not be unnecessarily high coming with a repayment burden.
3. Researching Personal Loan Options
In the evolving lending landscape, numerous financial institutions offer an instant Personal Loan online. One should research and consider a lending institution offering a low-rate loan and more favourable terms that suit your needs.
However, lenders offer interest rates on instant Personal Loans based on the applicant’s credit profile, loan amount and tenure.
4. Deciding on Loan tenure
Personal Loan tenure can be between 12-60 months making it a flexible loan. As per the income level and budget, one can choose a short-term or long-term Personal Loan for marriage. If your budget allows, consider a short-term loan to save on interest costs.
5. Applying for a Personal Loan
Now, customers can apply online at the lender’s official website. Check the eligibility criteria and get ready with the documents required for an instant Personal Loan.
Creating sweet memories before tying the knot is easy using instant Personal Loans. Embark on your lifelong journey of togetherness without stressing personal finances.
You just need to apply for easily accessible instant Personal Loans and enjoy your pre-wedding shoot and other pre-marriage surprises.